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Effective Date: 8 March 2026
Last Updated: 8 March 2026
By accessing or using the NoToday website, services, or applications (collectively referred to as the “Service”), you agree to be bound by these Terms of Use.
If you do not agree with these Terms, you should not use the Service.
NoToday provides tools that assist users in identifying potential scams, suspicious messages, fraudulent payment requests, and unsafe links before financial transactions occur.
The Service analyses user-submitted content such as:
text messages
emails
links
screenshots
payment requests
other communications voluntarily submitted for analysis
The system produces a risk assessment based on detected indicators.
NoToday provides informational analysis only.
The Service does not provide financial, legal, or professional advice.
Users are solely responsible for their decisions and actions.
NoToday does not guarantee that:
a message is legitimate
a message is fraudulent
a link is safe
a transaction is secure
The Service is intended to assist users in making safer decisions but cannot eliminate all risk.
Users agree that they:
will use the Service responsibly
will not submit unlawful content
will not attempt to disrupt the system
will not misuse the Service for harassment or abuse
will not attempt to reverse engineer or exploit the system
Users remain responsible for any actions taken based on information provided by the Service.
Content submitted for analysis is processed temporarily for the purpose of scam detection.
NoToday does not guarantee that submitted information will be retained or stored.
Users should not submit sensitive information unless necessary for analysis.
All intellectual property related to the NoToday platform, including but not limited to:
software
algorithms
detection systems
design
trademarks
branding
content
remains the property of NoToday or its licensors.
Users may not reproduce, distribute, or modify the Service without permission.
The Service is provided on an “as available” basis.
NoToday does not guarantee:
uninterrupted access
error-free operation
permanent availability
The Service may be modified, suspended, or discontinued at any time.
To the maximum extent permitted by law, NoToday and its operators shall not be liable for any direct or indirect damages arising from the use of the Service.
This includes but is not limited to:
financial loss
fraud-related loss
data loss
business interruption
decisions made based on Service results
Users acknowledge that the Service provides risk indicators, not guarantees.
While reasonable security measures are implemented, users acknowledge that no internet-based system can guarantee absolute security.
Users should always apply independent judgment when dealing with financial transactions or communications.
The Service may analyse or reference third-party websites, domains, or services.
NoToday does not control or endorse third-party content and is not responsible for their practices.
NoToday reserves the right to modify, update, or improve the Service at any time without prior notice.
These Terms of Use may be updated periodically.
Updated versions will be published on this page.
Continued use of the Service constitutes acceptance of the updated Terms.
These Terms shall be governed by and interpreted in accordance with the laws of South Africa.
Any disputes arising from the use of the Service shall be subject to the jurisdiction of South African courts.
For questions regarding these Terms of Use:
Email: legal@notoday.co.za
Website: https://start.notoday.co.za
These Terms of Use constitute the entire agreement between users and NoToday regarding the use of the Service.